About Us
Strategic Insight Meets Timeless Elegance
Meet Andy: Your Partner in Financial Fortification
I’m Andy Fankhauser, founder of Aqua Luxury Consulting, where strategy meets compassion and clarity cuts through chaos. After years of working with business owners across every stage—from spark-of-an-idea startups to seasoned entrepreneurs—I’ve seen one truth hold up across every industry and economic cycle: the best time to prepare for uncertainty is before it hits.
My approach blends practical financial strategy with mindset shifts, legacy planning, and long-term resilience. Whether you’re trying to stabilize your cash flow, build an exit-proof business, or finally get a handle on your “what if” plan, I’m here to help you make better decisions that align with your values and vision.
With a background in consulting, a deep passion for entrepreneurship, and a life shaped by both faith and experience, I know what it takes to turn overwhelm into opportunity. Through one-on-one sessions, workshops, and resources like my upcoming book From Chaos to Clarity, I guide leaders like you to not just survive, but lead with strength and foresight.
Let’s prepare today for whatever tomorrow brings.
Born in New Jersey, USA, my family finally settled in Saint Louis, Missouri where I went to school and proudly graduated from the University of Missouri, St. Louis in 2008.
I spent over 10 years in the banking and finance industry, serving my community and clients through two global economic crises. I currently live an amazing freedom filled life in southern California with my beautiful wife and 3 kids.
My passion is to help people better understand and prepare for their financial future. This applies to both business owners and individuals. I aim to ensure they can live the life they want with the financial security to support themselves and those that they love.
Redefining Luxury Through Strategic Consulting
In business, luxury isn’t just image—it’s intelligence, structure, and protection. At Aqua Luxury Consulting, we provide elite decision-makers with the clarity and support they need to grow, transition, or secure their companies with confidence. Through our Smart Package framework, we tailor financial, legal, and strategic solutions to match the speed and scope of your needs.
Our Mission
o empower business owners, executives, and legacy-driven leaders with high-level financial strategy, contingency planning, and executive-ready tools that prepare them for growth—and for the unexpected.
Whether you’re navigating expansion, restructuring, or succession, our mission is to help you protect what you’ve built while planning for what’s next.
How We Can Help
- Strategic Planning: Helping you design a long-term financial roadmap tailored to your goals.
- Risk Management: Identifying and mitigating financial risks to protect your future.
- Investment Guidance: Making informed choices to grow your wealth efficiently and safely.
- Legacy Planning: Securing your family’s future with thoughtful estate and wealth transfer strategies.